What is a Finance Offer in the SportsFi platform?

What is a Finance Offer in the SportsFi platform?

What is a Finance Offer is within the SF platform ecosystem?

Within SportsFi, a Finance Offer is a structured proposal from a lender setting out the terms on which they are prepared to provide funding to a club or athlete, generated and managed through the Bidding Room and Finance tools. It turns the usual informal “can you get us a quote?” process into a standardised, comparable set of term sheets sitting on top of your verified deal and financial data.

Where a Finance Offer comes from

  • Users submit a single digital finance request (e.g. to fund a transfer fee, refinance existing debt, or monetise future revenues) through SportsFi’s “Access finance” / Bidding Room workflow.
  • SportsFi matches that request with a pool of pre‑qualified lenders and returns competitive offers filtered to the club/athlete’s profile and the underlying transaction.

What a Finance Offer contains

  • Key economics
    : principal amount, interest rate or margin, fees, and amortisation/tenor, calculated and stress tested with the SportsFi finance calculator.
  • Structure and security
    : type of product (e.g. term loan, receivables/forward funding, transfer fee finance), security package and any covenants or conditions.
  • Process expectations
    : indicative timeline to funding and any key milestones (credit approval, documentation, league/owner consents) so the club can align finance timing with sporting deadlines.

How it is used in negotiation

  • Multiple Finance Offers can be compared side-by-side inside the platform, using SportsFi’s deal and finance calculators rather than spreadsheets, to quantify total cost and risk.
  • Clubs and agents then negotiate improvements (rate, fees, covenants) with shortlisted lenders directly, using SportsFi’s data rails and collaboration tools instead of fragmented email chains.

Commercial model around Finance Offers

  • SportsFi does not charge broking or transaction fees on these offers; users pay a subscription if they actually secure finance, with unlimited finance use inside that subscription.
  • This “no broker margin, subscription only” structure is designed to save interest and fee costs versus traditional brokered sports finance deals, especially at higher borrowing levels.